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Sending Money to Jamaica: How to Use Western Union to Send Money Home

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What is Western Union?

Western Union is a provider of various financial services based in the United States. Ever since its inception, the company has established a vast network in many countries across the world. It serves as a blessing for those who want to send money to their loved ones back home. The company offers various modes of transferring money reliably so that the sender and receiver can choose a method that suits them both. They can opt for sending money in just a few minutes, direct to the bank or next day delivery. With online support, money transfer has become very easy. Western Union supports money transactions in about 130 currencies.

Sending Money to Jamaica: How to Use Western Union to Send Money Home

History of Western Union in Jamaica

The roots of Western Union in Jamaica go back to 1990 when the financial services provider made its entry in the country. The company established GraceKennedy Remittance Services Limited to operate as the exclusive agent for its financial services in the country. The first branch was set up in Kingston.

Presently, the provider has made its presence felt across the country with more than 20 outlets and independent branches. Kingston alone has more than five branches to its credit. Jamaicans can utilise the various financial services offered in any of these branches including the ones that are in other key areas of the island like Spanish Town, Old Harbour, Priory, Mandeville, Brown’s Town, Portmore, and Montego Bay. In 2018, the company went a step further by expanding its digital services to the country through its Western Union mobile app for iOS and Android platforms. Today, Jamaicans use the company’s services to pay for their day to day expenses.

Sending Money to Jamaica with Western Union

Thanks to the association between Western Union and GraceKennedy, you can send money to family and friends residing in Jamaica reliably and without any hassles. You can do this in one of the following three ways – online through the company’s website, using the WU app, or in person through an agent location. To send money online or through the app, this can be done directly from your bank account to another or use a debit or credit card. You can opt for cash payment also at an agent location.

Sending Money to Jamaica: How to Use Western Union to Send Money Home

For Western Union online or app transfer, you must first register yourself with the company. The advantage of using the online mode or app is that you can send the money from anywhere, whenever you want, at any time of the day. Both these methods allow you to do the transfer to a bank account. When you opt for agent location, you can send the money to either a bank account or to the closest agent location of the receiver. In the latter case, the receiver will have to make their way to the agent location to claim the money. Remember to take a valid photo identification proof along with you for submission to the agent.

It is advisable to check out the price estimator tool on the Western Union website to help you determine the most economical option to send money to Jamaica because exchange rates may change depending on the mode used for the transaction.

Alternatives to Western Union

Interestingly, you do not have to rely solely on Western Union to send money to your loved ones in Jamaica. There are a few other financial service providers who would be more than glad to help you with the same service. You can consider checking them out as well to see if they meet your expectations so that your money reaches the person you need it to get to safely. Most of these financial services providers offer 24/7 customer service and a full money refund if the money is not delivered within the promised time.

Transfast can help you get your money across for a very good exchange rate and a low fee. You can send the money through a bank deposit to most major banks in the country. Another way is to arrange for a money pickup from a selected pay-out location from over 100 locations across the island. For more details, you can visit their website.

Xoom, a Paypal service, is another good alternative to Western Union to transfer money to family and friends in Jamaica. You can send money using the company’s website or app from a bank account, debit card or credit card by way of a bank deposit. You can also opt for cash pickup from nearly 300 locations in the country. Whichever option you choose, the money will usually be available in just 15 minutes. Major banks like Scotia bank, NCB, and VMBS feature a fast bank deposit facility. The company keeps you updated throughout the process of the money transfer via text and email notifications. You can check out more at their website.

WorldRemit allows you to send money to Jamaica through either bank transfer, cash pickup from Victoria Mutual or JMMB Money Transfer branches or airtime top-up. Bank transfers usually take a day or two for the receiver to get the money while the transfer is instant with cash pickup or airtime top-up. Keep in mind that if you opt for airtime top-up, the receiver will get only 80% of the amount due to internal tax deduction by the Jamaican government. More details are available at their website.

Sending Money to Jamaica: How to Use Western Union to Send Money Home

Moneygram operates a worldwide network and has multiple branches in Jamaica. You can send money to a mobile wallet, via a bank account deposit or arrange for money pickup from the closest location. Check out additional details at their website.


Western Union has come a long way in helping people abroad to send money to family and friends residing in Jamaica. It has helped Jamaicans raise their living standards in multiple ways ranging from meeting the payments for day-to-day expenses such as education, to raising funds for small businesses, and enterprises. Moreover, the company offers multiple methods of transferring money to Jamaica. This makes it easy for the sender and receiver to choose an option that is convenient for both of them. With its presence in about 200 countries, Western Union has helped Jamaicans to receive money from almost any country in the world.


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